Off-Road Vehicle Insurance
Let’s face it, off road vehicles are fun. But since homeowners insurance doesn’t afford liability protection away from your premises, and your auto insurance won’t pay for damage to the vehicle, off road vehicle insurance is a must. In addition, whether you are a recreational ATV rider, or use your side by side to manage miles of fence line; having it damaged, wrecked, or stolen can cause loss of time and money. We can provide different types of off road vehicle insurance to cover different types of vehicle needs.
ATV Insurance:
All Terrain Vehicle, Quad, Four Wheeler: whatever name you call it, the fun is still just as good. If you’re using it as a weekend cruiser, running around the farm, or taking it hunting – having your ATV is a lot of fun, but it’s also a big investment. What happens if it’s sitting in the garage and a poorly placed battery ruins the gas tank and engine? Does your homeowner insurance cover it? What if you’re not on your property and have an accident? Are you or your ATV covered? Even worse, if someone steals it from your backyard, or it’s hit while waiting to load your quad onto the trailer at your favorite trail – how are you going to replace it?
If you’re lucky enough to have a State managed four wheeler trail network you’re most likely going to need insurance for your quad to ride on State land. We can help with all of these scenarios.
Dirt Bike Insurance:
Race on the weekend at your local track? Ride recreationally? An off road motorcycle is a big investment too. Many people who compete in enduro rides have to be registered and insured – even hare scrambles can require coverage for your motorcycle. If you participate in activities where coverage is required, or want to protect your investment we can design the right policy to protect your dirt bike too.
Side-by-side and Full size 4wd Insurance:
Many of the vehicles that never see pavement, or aren’t registered are of high value. Whether you’ve invested $5,000 or $35,000 in your “toy” the proper coverage can pay for any damage to the vehicle as well as protect you from liability claims and lawsuits arising from bodily injury or property damage arising from its use. Coverage is also available for trailers, personal effects and customized equipment. Off-roading subjects your vehicle to the dangers of the trail. Ride confidently with the proper coverage from Arbor.