Doing business brings with it a long list of what-ifs and x-factors. Insurance shouldn’t be one of them.
Whether you’re a building owner or tenant, a manufacturer or healthcare facility, a contractor with unusual equipment or a restaurant, Arbor will look at your business assets and the varied ways to insure them. Then we’ll talk with you about the options available so that you’re able to make informed decisions.
Handling your unique business risks are more than writing an insurance policy. Arbor will provide additional support with:
Your business is constantly changing and evolving. Our business is constantly making sure you’ve got the right coverage.
Click here to request more information on the business insurance coverage that will best suit your needs.
Firms are constantly at risk of being sued. This could stem from the products that you make or sell, allegations of poor workmanship, a visitor falling while on your premises, or even signing a contract without understanding the insurance requirements contained within it. Even if these charges have no merit, it is very costly to defend yourself.
Every business takes on these risks—the key is to identify those risks and put the proper insurance policy in place to offer your business protection from your alleged or actual negligence while operating your business.
Arbor will ask you questions about who you are, what you do, how you do it, and what keeps you awake at night. Our job is to find the solutions that meet your unique needs and design appropriate insurance policies with you in mind. We’re not just here to sell you an insurance policy—we’re here to ensure that your business can defend itself.
Arbor provides additional support with:
Arbor also offers excess liability (umbrella) insurance to provide an extra level of liability protection.
Click here to request more information on the business insurance coverage that will best suit your needs.
Whether you’re a contractor, distributor, trucker, or healthcare provider, Arbor can develop your commercial car insurance coverage to suit your specific needs.
We’ll take the time to discuss:
Arbor provides additional support with:
Arbor specializes in making the car insurance process as simple as possible. Whatever road you’re on, we’ve got you covered.
Click here to request more information on the business insurance coverage that will best suit your needs.
Your business is one of your greatest investments. Your employees are your most important asset. With this in mind, Arbor can help you safeguard both your business and the people you employ.
Workers’ Compensation claims are among the most difficult for any business to handle. Poor claim handling can also result in increased Experience Modifications and higher-than-average insurance premiums. At Arbor, we take a flexible approach to developing the right program with our clients’ specific operations in mind. Our process is personal. We get to know your business and what is important to you.
In addition to finding the best Workers’ Compensation program for your business, we offer:
Arbor’s ultimate goal? Helping you keep costs down and keep employees healthy and productive.
Click here to request more information on the business insurance coverage that will best suit your needs.
Thousands of larger businesses have turned to Captive Insurance programs, an exciting alternative to traditional insurance. These programs reach across a broad range of industries, empowering their members with the security and peace of mind that comes from greater control over their insurance destiny by avoiding the cyclicality of the standard insurance industry.
Captives are closely held insurance companies, owned and operated for the sole benefit of their member policyholders. Unique advantages include:
For those who qualify, a Captive program will provide a longer-term, stable mechanism to control insurance costs and cope with changing market dynamics.
Click here to request more information on the business insurance coverage that will best suit your needs.
Any organization that shares data is exposed to data breach and cyber liability threats. Even businesses with strong security and privacy controls are not immune to theft or damage of data by external or internal parties. Arbor offers flexible insurance solutions to address the full breadth of risks associated with doing business in today’s technology-driven world.
Can your business survive a data breach or privacy loss?
Arbor offers insurance programs that not only provide for expenses and judgments, but also help your business avoid an incident.
Click here to request more information on the business insurance coverage that will best suit your needs.
Does your business offer any specialized or professional services to your clients? Do you have employees?
Firms are constantly at risk of being sued. This could come from allegations of wrongful acts when performing professional services, management decisions, or even from your own employees. Employers also face a tide of litigation such as discrimination, sexual harassment, wrongful termination, and misuse of fiduciary responsibilities. Even if these charges have no merit, it is very costly to defend yourself.
Professional/management liability insurance is about ensuring that your business can defend and survive a lawsuit of this nature. Many insurance policies not only cover your expenses and judgment, but also provide resources meant to help you avoid these claims in the first place. Arbor will work with you to find the right policy for your needs. We also provide additional support with:
Additional liability coverage plans include employment practices liability, errors and omissions, and directors and officers liability.
Click here to request more information on the business insurance coverage that will best suit your needs.
Have you thought about the advantages of group health insurance? Did you know that group health coverage is more affordable than you might think?
When a high-quality applicant looks for employment, two of the most important factors they consider are salary and benefits. At Arbor, we can help you retain stronger employees by arming you with an affordable, attractive employee benefits package. Benefits may include, but are not limited to, health insurance, retirement plans, disability, dental insurance, and voluntary products.
Arbor works with Kistler Tiffany Benefits, one of our region’s premier employee benefits consulting firms, in order to provide you with a customized program for all of your group benefit needs.
Click here to request more information on the business insurance coverage that will best suit your needs.
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